Car Service Insurance

Commercial vehicles like luxury limousines, black cars, community vehicles, taxis, etc. are on the road for several hours every day. They undergo a lot of wear and tear, which means they need repairs or maintenance more frequently. Regular car insurance policies only cover accidents, theft, vandalism, and other such concerns.

They don’t cover repairs or maintenance costs, which is why you need car service insurance. At A&C Brokerage, we can recommend suitable plans that fit your requirements perfectly and provide the best support.

Car Repair Insurance

Regular insurance policies, even those that offer collision damage and comprehensive coverage, cover repairs caused by everyday use but last for a limited time. Many drivers have old cars that are beyond warranty.

Car repair insurance can come in handy in such situations and cover most of the costs associated with it. This form of insurance is like an extended warranty policy, but it can be tailored to suit your requirements.

New York Car Service Insurance

The Taxi and Limousine Commission hasn’t made car service insurance mandatory. You just need liability, personal injury protection, and uninsured driver coverage to operate a vehicle legally in the city. However, getting a New York car service insurance policy over them is a financially beneficial move. Some of the most significant benefits include:

  • Offers Coverage Beyond Warranty – Most manufacturer or dealership warranties last for three years. You can purchase an extended warranty, but that is essentially a vehicle service insurance policy taken up by a dealership. An insurance plan will cover your car for several more years, reducing the costs of repairs significantly.

  • Wide Range of Options – Insurance policies can be tailored according to your requirements. Drivers can choose specific components like transmission and engine coverage or choose bumper-to-bumper coverage. This allows you to customize the coverage and save money on insurance premiums.

  • Lower Ownership Costs – Drivers can cut down on ownership costs because all major expenses are covered by insurance. Financial security allows owners to get timely maintenance and repairs, which can extend a vehicle's lifespan considerably.

Auto repair insurance is a good investment for professional black car, taxi, limousine, and community vehicle owners.

Car Service Insurance Brokers

As experienced car service insurance brokers, we understand the requirements of this industry. Our experts will consider factors like the vehicle’s model, age, driving conditions, driving frequency, average wear, and tear, etc., before recommending policies.

We are always concerned about our clients and their needs. Our experts will help you find the best coverage at a reasonable price. Getting a car service insurance can also help reduce premiums of your regular coverage. You can get honest advice on different kinds of policies and invest in insurance products that will provide ample benefit over the long term.

If you want to know more about car service insurance in NYC or need advice, don’t hesitate to reach out to us at A&C Brokerage. You can call (212) 942-6339 or use our contact form to get in touch.

We Provide Services to the Following Cities, Towns and Surrounding Regions of NY: