Black Car Insurance in Bronx, NY
As a black car owner, you may not be certain about these differences and peculiarities. We at A&C Brokerage assist our clients in securing black car insurance specific to their needs. We have years of experience in the field and help you navigate through all the options and choose the right insurance for your vehicle or fleet.
Find out what you need to know to choose the right black car insurance.
Need for Black Car InsuranceBesides TLC registration and plates, all Black Car cars are required to have proper TLC insurance coverage. If your car has up to 8 seats, the minimum liability coverage requirements will be as follows:
- $100,000 coverage per individual
- $200,000 as personal injury protection
- $300,000 coverage per accident
The coverage limits will increase if your vehicle can accommodate more passengers.
Basics of Black Car InsuranceThe primary difference is that you will mostly need a lot more coverage than for personal car insurance. What are the key factors affecting your premium?
When you apply for insurance, it will be required to answer many questions relevant to your business. Your answers to the questions will affect your policy’s pricing. Some of the common questions you should expect our experts to ask you when determining the right plan can include the following:
- Location where you live
- Number of accidents you have had in the last year
- Your participating in safety training programs
- Your age
- What type of driver services do you offer
If you are an experienced driver, have very few accidents on your record, and are in an ideal condition, you can expect lower premiums. Insurance companies will determine statistically how likely you are to get into an accident. The amount of coverage you will need will also influence the premiums.
Black car services create a different kind of risk for insurance companies. The value of your taxi is also a factor. Unless you have an incredibly old cab, you may need additional coverage because many types of damage coverage may not be provided.
Types of CoverageOur experienced professionals can assist you in getting the right type of coverage. Our extensive knowledge helps us ensure that you and your passengers are well protected. We will also ensure that you meet the TLC requirements and all the regulations.
The two common types of car insurance coverage are:
- Collision Cover: This will cover your damages if you are in an accident and found to be at fault. It is recommended not to settle solely for liability.
- Comprehensive Cover: This will cover a much wider range of damages or loss due to theft, vandalism, tree limb falling, or damages from any debris on the road.
Professional Black Car Insurance ServicesAt A&C Brokerage, we have helped hundreds of drives choose the right Black Car Insurance Bronx, NY. Our experienced and qualified experts focus on ensuring your financial security and giving you total peace of mind. We will evaluate all the key factors associated with your profile to help you make the right choice of insurance.
For more information about our services, call us today at (212) 942-6339. You may also write to us by filling this Online Form and we will respond to you as soon as possible.